1. Purpose & Compliance Statement
UUPAY is committed to maintaining the integrity and security of the global payments ecosystem. In accordance with the recommendations of the Financial Action Task Force (FATF), applicable Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) regulations across all relevant jurisdictions, UUPAY has established a rigorous asset review framework.
We partner with leading third-party audit providers to perform real-time risk screening on every deposit. Any funds found to be in violation of this policy will be subject to immediate restrictive action.
2. Prohibited Fund Sources
The following types of funds are strictly prohibited from entering the UUPAY platform. Deposits matching these criteria will trigger automatic account suspension:
Illicitly Sourced Assets — Funds originating from hacking incidents, protocol exploits, fraud, or addresses flagged by law enforcement as illicit.
Gambling & High-Risk Associations — Funds directly or indirectly linked to unlicensed gambling platforms, underground financial networks, cryptocurrency mixers, or high-risk trading counterparties.
Sanctioned Entities — Funds originating from addresses associated with individuals, entities, or jurisdictions listed on international sanctions lists, including those maintained by OFAC and equivalent bodies.
On-Chain AML Flags — Assets identified through blockchain analytics as exhibiting significant money laundering patterns, or classified as "High Risk Assets" by our screening systems.
3. Account Restrictions & Enforcement Measures
If your account triggers a violation under this AML policy, UUPAY reserves the right to take the following actions based on the findings of our compliance review:
Temporary Freeze — Suspension of all transfers, payments, and withdrawals associated with the account.
Compliance Review — Account functionality will be locked pending submission of satisfactory proof of the legitimate origin of funds.
Permanent Suspension — Accounts confirmed to be involved in serious violations or linked to criminal activity will be permanently terminated. Relevant information may be reported to the appropriate authorities as required by law.
4. Appeals & Account Reinstatement
If you believe your account has been frozen in error, you must initiate an appeal within 7 business days through our customer support channel and submit documentation to demonstrate a legitimate Source of Wealth (SOW) / Source of Funds (SOF). Please follow the steps below:
Review Your Deposit History — Verify whether your recent deposits originated from unregulated platforms or transfers from unidentified individuals.
Check Your Notification Center — Review in-app messages in the UUPAY app for any specific compliance guidance or instructions issued to your account.
Contact the Support Team — If you are confident that your funds are legitimate, submit a Source of Funds declaration through the app. Supporting documentation may include, but is not limited to:
Withdrawal records from a regulated, reputable cryptocurrency exchange
On-chain transaction hashes from a compliant wallet
Verifiable proof of lawful income
Please note: If the submitted materials are insufficient to demonstrate the legitimacy of your funds, or if there is any suspicion of falsified documentation, the freeze will remain in effect.
5. User Safety Recommendations
Use regulated channels — We recommend acquiring digital assets exclusively through centralized exchanges (CEXs) that hold valid regulatory licences.
Avoid unregulated OTC trades — Do not purchase USDT or other digital assets from unidentified individuals or non-compliant over-the-counter traders, particularly at below-market rates. Such funds carry a high risk of criminal association.
Ensure legal compliance — All payment activity on UUPAY must comply with the laws of your jurisdiction and must not be used for any unlawful purpose.
Stay away from gambling and fraudulent platforms — Depositing funds directly from gambling websites or addresses linked to fraudulent projects is strictly prohibited.
Enable two-factor authentication (2FA) — Secure your account with 2FA to ensure only you have control over your account activity.
Important Notice
As a responsible platform, UUPAY takes a zero-tolerance stance against all forms of money laundering and financial fraud. Where funds are confirmed to be of illicit origin, UUPAY will cooperate fully with relevant law enforcement and regulatory authorities, and reserves the right to permanently suspend the accounts involved.
— The UUPAY Operation Team